01
Every account in one place
Cash, bank, credit card, savings, e-wallet, investment, loan. Each has its own currency, colour and starting balance, and the dashboard adds them up into your net worth.
No login · Stays on your phone · No ads
Know where your money goes, without signing up.
Wallet by LifeOS tracks your accounts, spending, budgets and savings goals, the way the big money apps do, except there is no account to make and no cloud to trust. Every record lives on your phone, and you can export it whenever you like.
- Accounts to create
- 0
- Accounts to create
- Category groups
- 11
- Category groups
- Languages
- 2
- Languages
- Data collected
- 0
- Data collected
Spent this monthRp 3.482.500
Food & Drinks71%
You can still spend Rp 96.500 per day
Everything in one place
The full money tracker, minus the sign-up
Built in Kotlin and Jetpack Compose with Material 3, and no third-party service at runtime. In English and Bahasa Indonesia.
02
Records with all the detail
Expenses, income and transfers between accounts, with category and subcategory, date and time, payee, payment type, labels and a note. Search and filter by account, type, category or period.
03
A category tree that's ready to go
Food & Drinks, Shopping, Housing, Transportation, Vehicle and six more groups, each with subcategories. Rename, add or recolour anything, with your own icons.
04
Statistics that answer questions
Balance, outlook, cash flow, spending, credit, reports and net worth: seven views, each by week, month, year or all time, with months that can start on payday.
05
Multi-currency, your rates
Keep a dollar card next to a rupiah wallet. Set your own exchange rates, and totals are shown in your home currency.
06
Your data, your file
Export records to CSV for a spreadsheet, or save a full JSON backup and restore it later, through Android's own file picker. Nothing is uploaded anywhere.
07
Wealth, all of it
Investments by broker with gains and losses, the things you own like a home or a car, and debts you lent or borrowed, all adding up to your net worth.
08
Budgets, goals, planned payments
Each has its own page and detail view: pace against your budget, monthly saving needed for a goal, bills to confirm when they fall due, and repayment history.
09
Warranties and loyalty cards
Know what is still covered and until when, with a reminder before it runs out. Keep loyalty cards as on-screen barcodes and leave the plastic at home.
10
Fast entry
Templates for the coffee you buy every morning, automatic rules that fill in the category from the payee, and places that remember where you spend.
11
Share without a cloud
Send an account to a partner as a file and they import it into their own Wallet. Send it again later and their copy updates. No server in between.
12
Reminders and a PIN lock
Optional reminders for bills, warranties and a daily nudge, worked out on the phone. Lock the app with a PIN; only a scrambled form of it is kept.
At a glance
Your whole financial picture, on one screen
Open the app and the dashboard has already done the sums: net worth across every account, what this month cost, and where it went.
Net worth
Rp 36.739.500
+Rp 5.285.000 this month
- Salary accountBank · IDRRp 12.480.500
- SavingsSavings · IDRRp 25.000.000
- WalletCash · IDRRp 845.000
- E-walletE-wallet · IDRRp 326.000
- Credit cardCredit card · IDR−Rp 1.912.000
Spending · October
−Rp 4.215.000TopFood34%
- Food & Drinks34%
- Housing26%
- Transportation13%
- Shopping12%
- Life & Entertainment9%
- Others7%
Cash flow
IncomeExpenseMay
Jun
Jul
Aug
Sep
Oct
Last records
Swipe a record to edit or delete- CoffeeFood & Drinks · E-wallet−Rp 28.000Today 08:12
- FuelVehicle · Wallet−Rp 150.000Yesterday
- To savingsTransfer · Salary → SavingsRp 2.000.00025 Oct
- SalaryIncome · Salary account+Rp 9.500.00025 Oct
Plan ahead
Not just where it went, where it's going
Set limits, save toward something, and let the app remind you about the bills that come round every month.
Budgets
Weekly, monthly or yearly limits for all spending or just the categories you choose, with a daily allowance for the rest of the period.
- Food & Drinks71%
You can still spend Rp 96.500 per day
- Transportation90%
You can still spend Rp 10.000 per day
- Life & Entertainment111%
Over by Rp 40.000
Goals
Give a savings goal a target and a deadline, add to it as you go, and watch the ring fill.
- 63%
Emergency fund
Rp 25.000.000 of Rp 40.000.000
By Jun 2027
- 41%
New laptop
Rp 6.200.000 of Rp 15.000.000
By Mar 2027
Planned payments
Recurring bills and incomes, daily to yearly. When one is due, confirm it and it becomes a record. Anything you missed is flagged.
- InternetOverdue · 20 Oct−Rp 385.000Confirm
- RentMonthly · 1 Nov−Rp 3.500.000
- Phone creditMonthly · 3 Nov−Rp 100.000
- SalaryMonthly · 25 Nov+Rp 9.500.000
Debts
Money you lent or borrowed, with every repayment logged against it until it's settled.
- Lent to a friendRp 600.000 left
Rp 900.000 of Rp 1.500.000 repaid
- Borrowed from familyRp 2.000.000 left
Rp 1.000.000 of Rp 3.000.000 repaid
- Plus shopping lists, so the groceries you planned are right next to what you spent.
Inside the app
Indigo and amber, on every screen
Each screen opens on a deep indigo header closed by an amber rule. Adding a record takes a few taps: amount, category, account, done.
Privacy
Your money data never leaves your phone.
What you earn and what you spend is nobody else's business, so the app has no server to send it to. Everything works offline, nothing is ever sent to us (the only download is the public list of exchange rates), and the files you export go exactly where you put them.
Read the privacy policyNo login
No email, no password, no phone number. Install it and start tracking.
No ads, no analytics
No tracking SDKs, no advertising IDs, nothing reporting on what you spend.
Stays on your phone
Records, accounts and budgets are stored in the app's private storage, not on a server.
Export any time
CSV for spreadsheets, a full JSON backup to restore from, saved wherever you choose.
Pricing
Free. Properly free.
Every feature is in the free app, with no trial, no subscription and no limits. If it earns a place on your phone, one optional purchase says thanks.
Wallet
Free
Everything you need to track your money, forever.
- Unlimited accounts and records
- Statistics, budgets and goals
- Planned payments, debts and shopping lists
- Multi-currency with your own rates
- CSV export, JSON backup and restore
- The Light theme
Support · optional
Rp 28.000
Once, not monthly. Shown in your local currency on Google Play outside Indonesia.
Supports continued development by Foundy Works and unlocks two more looks for the app: a Dark theme for late-night bookkeeping and a calm Mint theme.
